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Moneywest - Independent Financial Advisers and Whole of Market, Mortgage Advisers, Brokers, Advisors & Consultants, Cornwall, Devon, Somerset & Dorset, UK - West Country
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IFA - Independent Financial Advisers & Whole of Market, Online Mortgage Broker, Adviser, Advisor, Consultant, Devon, Cornwall, Somerset, UK

Buy to Let & Let to Buy Mortgages

With some Pensions suffering and Investments showing less than satisfactory returns over the past few years, more and more people are turning to Buy to Let & Let to Buy mortgages for supplementing their retirement income.

Buy to Let mortgages are calculated using various different income and/or interest cost calculators, but in essence these are the main rules

  • Your deposit should be in the region of 25%
  • The rental income should cover 125% of the mortgage cost
  • The property should be on an Assured Short-hold Tenancy
There are other lenders who will consider Buy to Let mortgages outside this criteria, but they are limited.

Specialist lenders will allow Holiday Lets, Student Lets and HMO Lets. Please contact one of our specialist advisers for more information.

Moneywest also have specialist lenders who will offer special deals on Large Portfolios too.

 Take a moment to view our handy mortgage fact sheets which you can download here.
 
Which Mortgage is Suitable for You? Which Mortgage is suitable for you
 
Which Mortgage Fact Sheet What IF? FSA Fact Sheet - you can afford your mortgage now, but what if...
 
Mortgage Terms - Mortgage Jargon Buster Glossary of Mortgage Terms - Mortgage Jargon Buster
 
Buy to Let - Let to Buy - Buy to Rent - Property Portfolios

Our advisors are across the West Country - offering their service to Exeter, Plymouth, Torquay and other towns within, Devon, Cornwall, Somerset

Buy to Let Mortgage, Portfolio Buy to Lets, Mortgage to Rent, Rent to Buy, Mulit Property Lets, Exeter, Plymouth, Torquay and other towns within, Devon, Cornwall, Somerset
Buy to Let Mortgage, Portfolio Buy to Lets, Mortgage to Rent, Rent to Buy, Mulit Property Lets